Turn Real-Time Platform Data Into Ethical Financial Capital
AI behavioral scoring that unlocks Shariah-compliant microfinance for gig workers — no credit history required. Built for platforms that refuse to exploit their workforce.
"worker_id": "GJ-8847291",
"score": 742,
"confidence": 0.94,
"products": ["murabaha", "ijarah"]
Platform Architecture
Enterprise-grade infrastructure designed for real-time decisioning at scale.
Dynamic Behavioral Scoring
Multi-signal AI model ingests trip frequency, earnings consistency, platform tenure, and 40+ behavioral signals into a living credit score.
Ethical Product Routing
AI matches workers to the most beneficial Shariah-compliant product for their situation.
Sub-150ms API Latency
Edge-deployed scoring engine returns decisions before your user even notices.
Real-time Risk Monitoring
Continuous portfolio surveillance with anomaly detection and instant alerting.
Developer-First Infrastructure
RESTful APIs with comprehensive SDKs. Ship your integration in hours, not months.
const score = await fintrack.score(worker_id: "GJ-8847291",
platform: "gojek");Experience the Living AI Engine
Adjust worker parameters and watch the scoring model respond in real-time. No mock data — this is the actual engine.
Three Steps to Ethical Finance
From API integration to financial products in your app — in under a week.
Connect Platform API
Plug in your ride-hailing, delivery, or marketplace data stream with our SDK. Five lines of code.
AI Scores Workers
Our behavioral model generates a dynamic score updated hourly. No credit bureau dependency.
Finance Offered In-App
Workers receive personalized, Shariah-compliant financial products directly inside your platform.
Ready to eliminate predatory lending from your platform?
Join the platforms building a future where every gig worker has access to fair, ethical financial services.