Access a Pre-Vetted 100M+ User Market
Safely underwrite thin-file gig workers with continuous real-time monitoring, automated payroll deduction, and pre-scored borrower pools at 94% confidence.
The Challenge
Why banks haven't been able to serve gig workers — until now
Lender Pain Points
- Inability to safely underwrite thin-file gig workers
- High NPL fear from volatile income profiles
- No reliable alternative data source for risk assessment
- Regulatory complexity across ASEAN markets
The AFINX Advantage
De-risked access to Southeast Asia's fastest-growing borrower segment
Continuous Risk Intelligence
Continuous real-time risk monitoring with automated payroll deduction ensures repayment discipline. Our pre-scored worker pool comes with 94% confidence scores — built on millions of verified platform data points, not self-reported income.
Platform Features
Everything lenders need to serve the gig economy safely
Real-time Monitoring
Hourly risk recalculation with instant alerts on behavioral shifts or anomalies
Auto Payroll Deduction
Direct integration with platform earnings for seamless, automatic repayment collection
Pre-Vetted Borrowers
Access workers already scored at 94%+ confidence — no cold underwriting required
Regulatory Compliance
OJK Sandbox registered, PIPL and PDP compliant, with full audit trails
See how AFINX de-risks gig worker lending
Schedule Lender Demo